Travel Insurance
You are travelling on a holiday visiting the Arctic where you may encounter inclement weather conditions and use methods of transportation totally alien to your normal lifestyle. For insurance purposes you must have, as a minimum, full winter sports cover and a special policy has been written by our insurers to cover for the specific content of our tours. Such cover is generally missing from standard policies. For all our tours you need third party liability cover if you intend to drive snowmobiles at any time.
Our policy provides for compensatory payments in the event that our day tours should be cancelled if delays of more than 4 hours should be incurred. Snow guarantees are included within the policy. Insurance cover is mandatory if travelling on our tours. You do not have to use Canterbury Travel Insurance but we do ask that you are fully covered for all aspects of our tour arrangements. We regret that individual components of our insurance policy cannot be purchased in separate units.
Travel insurance is a vital aspect to booking a holiday, giving you protection against unforeseen circumstances that could otherwise spoil your holiday. It is important that you purchase travel insurance that properly covers your participation in whatever activities you may undertake at the time that you make your booking. To assist you with this, we have arranged competitive travel insurance from Travel & General Insurance Company plc to specifically meet your needs on your holiday.
The schedule of the cover below sets out a summary of the cover provided by our tailored insurance. The cover is underwritten by Travel & General Insurance Company plc*. Canterbury Travel is an Appointed Representative of Travel & General Insurance Company plc. All companies are authorised and regulated by the Financial Services Authority, full details can be found at www.fsa.gov.uk.
Single Trip Policy: Schedule of Cover
| Section |
Sum insured per person |
Excess per person |
| A |
Cancellation and curtailment charges |
Up to £5,000 |
£30 |
| B |
Emergency medical repatriation
and
associated expenses abroad Hospital benefit |
Up to £5,000,000
£20 for each 24 hour period to a maximum of £500 |
£30
Nil |
| C |
Emergency assistance in the UK |
Up to £2,000 |
£30 |
| D |
Up to £15,000 (age limits apply) |
Up to £2,000 |
Nil |
| E |
Travel delay
Missed departure
Missed connection |
£20 first 12 hours and £10 each subsequent 12 hours to maximum of £100
£50 if you are delayed by more then 4 hours and you are on a day trip.
Up to £1,000
Up to £1,000 |
Nil
Nil
£30
£30 |
| F |
Personal possessions
Delay baggage (after 12 hours)
Travel documents |
Up to £2,500
Up to £100
Up to £500 |
£30
Nil
£30 |
| G |
Personal money |
Up to £250 |
£30 |
| H |
Hijack |
£50 for each 24 hour period to a maximum of £500 |
Nil |
| I |
Mugging |
£50 for each 24 hour period to a maximum of £500 |
Nil |
| J |
Personal liability including
snowmobiles |
Up to £1,000,000 |
£30 |
| K |
Legal expenses |
Up to £25,000 |
Nil |
| L |
No Snow Cover |
£50 per day up to a maximum of £400 |
Nil |
| Winter Sports cover included |
Wedding Insurance Cover
If you are getting married on you holiday we will change your standard Canterbury Travel Insurance cover as follows in return for an additional premium.
| • |
Bride and Bridegroom wedding attire |
up to £1,500 |
| • |
Wedding rings |
up to £250 per person |
| • |
Wedding gifts at the reception |
up to £1,000 |
| • |
Wedding photographs and videos |
up to £1,250 per couple |
Premiums
• Up to 1 Day £25: except Dublin and Cork
• Up to 1 Day €40: including Dublin and Cork (price in Euros)
• Up to 4 Days £40
• Up to 9 Days £50
• Wedding Insurance Supplement - £30 per couple
Children 15 years and under on departure - 50% of above rate if accompanied by an insured adult. Infants under 2 on departure – free if accompanied by an insured adult. Premiums are inclusive of Insurance Premium Tax at 17.5%.
Important declaration
An insurance policy can only provide cover in respect of an event/occurrence which is sudden, unforeseen and beyond your reasonable control. Therefore any facts known to you, which could possibly result in you having to make a claim, must be disclosed otherwise you may not be covered. In addition, anyone named an insured under this policy must be able to make the following declaration (The legal guardian must make the declaration for anyone under the age of 18 years old):
- I have not received treatment, including regular medication, within the last 12 months for any condition, nor at any time for any heart related or cancerous condition;
- I have not been seen by a specialist nor been admitted to a hospital overnight in the last 12 months (other than for regular check ups);
- I have not been diagnosed by a registered general practitioner as having a terminal condition;
- I am not waiting for, nor have the knowledge of, the need for an operation, hospital consultation nor any other treatment (including regular medication) nor investigations including the results of a routine test;
- I do not have any other pre-existing and on-going medical condition(s) that could reasonably be anticipated to give rise to a complication needing medical intervention prior to or during a journey (if in doubt check with your general practitioner);
- I am not aware of anybody for whom I would be covered for cancellation and curtailment, such as immediate family or travelling companions, suffering from any pre-existing medical condition(s) that may cause me to cancel or cut short my journey;
- I do not know of any circumstances that could reasonably be expected to give rise to a claim under this policy.
If you cannot make this declaration when you take out the insurance, you must contact Healthcheck on 0845 408 0585
A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered, and that all activities that you may wish to participate in are included. If it does not meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim.
Failure to comply with the terms & conditions of the policy may result in cover being restricted.
* Section K (Legal expenses), which is underwritten by DAS Legal Expenses Insurance Company Limited
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